Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, ethnicity, national origin, religion, age, sex, handicap, marital status or familial status (having children under the age of 18), to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling;
  • Deny any loan secured by a dwelling;
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

If you believe you have been discriminated against, you should send a complaint for processing under the Federal Fair Housing Act to: U.S. Department of Housing and Urban Development, 
Assistant Secretary for Fair Housing and Equal Opportunity, 
Washington, D.C. 20410